Modes of investment in Islami bank Bangladesh limited
Prince, Md. Khaladun Nabi
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With the focus of providing committed to serve the Nation to clients, Islami Bank Bangladesh Ltd (IBBL) has started its journey. IBBL is a third generation Islamic Bank. As a part of my under graduation program, I have completed my internship in this organization. Throughout the period of my internship, I had been working in several departments. However, I was officially appointed to work in the investment department. The report will reveal the background of the company, description of general banking, products and services, description of the investment, recommendations based on the experience gathered. My major responsibilities was opening new accounts, maintaining database, providing relevant information, maintaining OBC register voucher authorized, balance transfer, writing vouchers, maintaining documents were some of the core activities during my internship. In one hand, I was assigned to provide account opening related information to new customers. The project is based on my critical observation while working in the investment division of IBBL The project reveals the various types of investment scheme and the criterion to get the investment. The project also reveals rules and regulations of credit department credit division structure, key responsibilities credit approval committee (CAC), approval process etc Besides, I also identified few problems like the bank has lack of proper advertisement, limited number of booths, manager and other high officials has limited authority in case of decision making. But a mentionable factor is that the bank has an interactive corporate culture which provides as a great motivation factor to the employees. Finally I mentioned some recommendation based on the overall study. The success of a bank depends on the quality of the services it offers. All the commercial banks, therefore, try tom provide quality services with competitive interest rates IBBL is not an exception. Investment sector has been developed with the same purpose. IBBL is very conscious about the satisfaction of their customers. However, the continuous improvement of the services will certainly place the bank in the best position in one decade.
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